The #1 USDA Originator in the Nation 2014 & 2015 and Top Originator 2016!

Home Solution Lenders Careers 

We are currently seeking a motivated Underwriter.


Job Description:  A mortgage underwriter is the person who processes and verifies a mortgage application. Mortgage underwriters are responsible for checking the applicant’s loan history, credit history, credit score, outstanding debt, income, and other factors that contribute to a loan approval or denial decision. 

Duties:

  • Underwrite FHA, USDA, VA, and conventional mortgage loans.
  • Verify all supporting documents and determine packages are complete.
  • Loan analysis - calculate LTV and DTI ratios making certain applications meet all guidelines for loan approval.
  • Review files to determine regulatory, state and federal compliance.
  • Approve or deny the loan. Prepare a careful, detailed analysis of the loan package to determine if a potential borrower presents an appropriate level of risk. Have total knowledge of the lender's policies and procedures, allowing him to make sound judgments on every application he reviews.
  • Underwrite to make sure all of these factors meet particular loan guidelines. They make sure that all of the tax, title, insurance and closing documentation is in place. Underwriters also review the appraisal to make sure it is accurate and thorough, so that the home is truly worth at least the purchase price.
  • Assign file to loan processing department. 


Contact Danielle Peacock via email: danielle@hslenders.com.





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